A Snapshot of Employee Benefits in the U.S.

In March 2014, 86% of full-time private industry workers in the United States had employer-provided medical care, according to a report by the Bureau of Labor Statistics. In contrast, only 23% of part-time workers had medical care benefits. Access also varied by establishment size: 57% for workers in small establishments (fewer than 100 employees) compared to 84% in medium and large establishments (100 employees or more). Seventy-four percent of full-time workers had access to a retirement plan compared to 37% of part-time workers. Retirement benefits were available to 50% of workers in small establishments and 82% of workers in medium and large establishments. Private industry employers paid 70% of the single coverage medical plan premium for employees in the lowest 10% of average earnings and 81% for employees in the highest 10% of average earnings. For family coverage, the employer share of the premium was 57% for employees in the lowest 10% of earnings and 72% for employees in the highest 10% of earnings. In private industry, 72% of full-time workers had access to life insurance benefits. In local government, 90% of full-time workers and 22% of part-time workers had access. Most workers who had access participated in life insurance benefits. For more information visit www.bls.gov/ebs

Last Updated 10/14/2020

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