Consumer Directed Health Plan Enrollment Surges in 2012

Enrollment in consumer-directed health plans (CDHPs) grew 19% in 2012, according to a Mercer survey commissioned by the American Association of Preferred Provider Organizations. The survey reveals the following:

• 36% of large employers (500 of more employees) offered CDHPs in 2012, up from 32% from the year before.
• 22% of small employers (under 499 employees) offered employees a CDHP option, up from 20% in 2011.
• 59% of the nation’s largest employers (20,000+ employees) offered CDHPs in 2012, up from 48% the year before. Additionally, 62% of these employers expect to offer CDHPs in 2013 and 68% by 2018.

Sixteen percent of all employees with employer-sponsored plans chose CDHPs in 2012 – showing a larger enrollment growth than any other type of insurance plan. This trend corresponds with a slight, but steady decline in HMOs over that same period.

Karen Greenrose, AAPPO president and CEO said, “It’s clear that employers – especially our largest ones – are increasingly looking to…consumer-driven health plans, which are predominantly built on well-established PPO networks, offer affordability, choice, access, and stability that employers and consumers are looking for in this uncertain environment.”

Last year’s increase continues a steady growth trend that started in 2008 (7% increase) and continued through 2011 (13% increase). That trend is likely to continue in the near future as well, with 40% of employers of all sizes expecting to offer a CDHP in the next five years.  For more information,

Last Updated 05/25/2022

Arch Apple Financial Services | Individual & Family Health Plans, Affordable Care California, Group Medical Insurance, California Health Insurance Exchange Marketplace, Medicare Supplements, HMO & PPO Health Care Plans, Long Term Care & Disability Insurance, Life Insurance, Dental Insurance, Vision Insurance, Employee Benefits, Affordable Care Act Assistance, Health Benefits Exchange, Buy Health Insurance, Health Care Reform Plans, Insurance Agency, Westminster, Costa Mesa, Huntington Beach, Fountain Valley, Irvine, Santa Ana, Tustin, Aliso Viejo, Laguna Hills, Laguna Beach, Laguna Woods, Long Beach, Orange, Tustin Foothills, Seal Beach, Anaheim, Newport Beach, Yorba Linda, Placentia, Brea, La Habra, Orange County CA

12312 Pentagon Street - Garden Grove, CA 92841-3327 - Tel: 714.638.0853 - 800.731.2590
Copyright @ 2015 - Website Design and Search Engine Optimization by Blitz Mogul