Consumer-Driven Health Plans Grew 15% Last Year

Enrollment in consumer-directed health plans (CDHPs) grew by 15% in 2013, according to a survey by the American Association of Preferred Provider Organizations (AAPPO). Enrollment in the plans, which include health savings accounts, health reimbursement arrangements and flexible spending accounts, grew from 39 million in 2012 to 45 million in 2013, according to an AAPPO analysis of a Mercer survey. As major changes to the health system loomed last year, employers looked to consumer-directed health plans to offer the affordability, flexibility, and stability,” said Karen Greenrose, AAPPO president and CEO. The following are key findings:
• 23% of employers offered CDHPs last year – up from 22% in 2012.
39% of large employers (500 or more employees) offered CDHPs in 2013 – up from 36% the year before.
• 23% of small employers offered CDHPs – up from 22% in 2012. 63% of the largest employers (more than 20,000 employees) offered CDHPs in 2013 — up from 32%.
• 35% of employers expect to offer CDHPs in 2016, with 64% of large employers expecting to offer them.
• The increase continues represents a more than doubling of employers that offer CDHPs since 2008 – from 10% in 2008 to 23%. For more information, visit:

Last Updated 08/10/2022

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