Consumers Warned About Health Reform Scams

Scammers are already taking advantage of consumers who are confused about health reform. The Federal Trade Commission is expecting an increase in fraud and identity theft. Scambook, an online complaint resolution platform, outlines the following health reform scams:

• The Fake Obamacare Card: Scammers who claim to represent the government call and tell victims that they need an Obamacare card to be eligible for the Affordable Care Act, even offering it as an insurance discount card. In each scenario, the card can only be obtained by providing credit card information or Social Security numbers.

 The Information Update: Posing as Medicare officials, fraudsters call consumers to verify personal information and warn them of consequences if they don’t give out the information.

• Fake Coverage and Mandatory Payments: Scammers sell fake healthcare coverage; request fees for healthcare benefits; and even threaten jail time if consumer doesn’t pay the fake enrollment fees.

• Fake Navigators: Scammers, pretending to be navigators, are calling consumers to ask for service fees upfront. When enacted, this service will be free to the public.The government is sponsoring the training and certification of navigators to help consumers transition. However, this program has not started yet.

Last Updated 09/16/2020

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