Forty-five percent of employers expect the Affordable Care Act (ACA) to change their retirement benefit strategy and spending, and 43% say it already has. Fifty-five percent of those who say the ACA has changed their strategy are spending less on retirement benefits and shifting costs to employees while 42% are spending less time evaluating their retirement benefits. Alison Salka of LIMRA said, “Employers have limited resources to manage their employees’ comprehensive benefits package. The added complexity and costs of health care are definitely taking a toll on employers’ ability to manage their retirement savings plans. As a result, employers are looking for more support from the industry to help them provide a comprehensive retirement savings program for their employees.” Cost-shifting is more prevalent among employers that offer a defined benefit plan and defined contribution plan (67% versus 48%). Sixty-three percent of those how expect the ACA to affect their retirement plan strategies and spending say it will mean less money spent on retirement plans. For more information, visitwww.secureretirementinstitute.com.