Governor Signs Pet Insurance Law

Governor Brown signed AB 2056 (Dababneh) into law. As the first law of its kind in the nation, it will require pet insurers to disclose important information about their policies, standardize definitions, and provide consumers a 30-day free look period. AB 2056 was sponsored by Insurance Commissioner Dave Jones and will go into effect July 1, 2015.

Under the new law, pet insurers must disclose reimbursement benefits, limitations on pre-existing conditions, and coverage limitations including coinsurance, waiting periods, deductibles, and annual or lifetime policy limits. Consumers will also gain a 30-day free look period to cancel a pet insurance policy for a full refund. AB 2056 was supported by a number of animal welfare organizations and consumer groups. The pet insurance industry is expected to reach $750 million by 2015 as Americans spend more than $15 billion each year on veterinary care. For more information, visit

Last Updated 12/01/2021

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