How the ACA Helps Allergy and Asthma Patients

People with allergies or asthma will breathe easier under the ACA, according to a report by the Allergy & Asthma Network Mothers of Asthmatics. Under the ACA, these patients are more likely to get cost-effective preventive, primary, and specialty care services. Asthma and Allergy Patients will benefit from these key provisions:
• Health insurance companies cannot cancel health insurance arbitrarily due to a chronic illness, such as asthma, or high use of healthcare, such as immunotherapy.
• Doctor-recommended allergy and asthma screenings and tests are covered under all plans at no cost.
• Patients can buy individual health insurance policies that go into effect Jan. 1, 2014. These policies cannot charge more for pre-existing conditions.
• Parents can purchase health benefits for children on the individual health insurance market without being denied or paying significantly more due to pre-existing conditions.
• Lifetime dollar caps for all health insurance policies are now illegal. Annual caps are being phased out and will be eliminated by Jan. 1, 2014.

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Last Updated 12/01/2021

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