HSA asset levels are growing, according to a study by the Employee Benefit Research Institute. In 2013, there was $23.8 billion in health savings accounts (HSAs) compared to $18 billion in 2012. The number of health reimbursement arrangements (HRAs) fell for the first time since 2005. In 2013, there were 4.7 million HRA accounts, down from 5.1 million in 2012. The number of people with HSAs increased from 6.6 million to 7.2 million. Assets in HRAs fell slightly at about $5.8 billion in 2013. Assets in HSAs increased from $11.3 billion to $16.6 billion from 2012 to 2013. Average account balances increased after leveling off. The combined average HRA and HSA account balance increased to $2,010 in 2013. It was $2,311 among HSA participants and $1,236 among HRA participants. People with an HRA or HSA for five years or more had $3,491 in their account. Those with an account for less than a year had less than $2,000 in their account.
Average rollover amounts decreased from $1,206 in 2012 to $1,165 in 2013. Total assets being rolled over also decreased: $9.2 billion was rolled over in 2013, down from $9.8 billion in 2012. The percentage of people without a rollover who had an account for more than a year was 10% in 2013. For more information, visit http://www.ebri.org
