Long Term Care Insurance Options For Those With Existing Health Conditions

An increasing number of consumers are exploring long term care insurance options that accept people with existing health conditions including diabetes, cancer, Parkinson’s, Multiple Sclerosis and even osteoporosis with breaks and fractures. “There are millions of Americans who will not health qualify for long term care insurance and each year insurers turn down a percentage of applicants who apply. As a result we are seeing increased interest in innovative products that can address some or all of an individual’s long term care risk,” explains Jesse Slome, director of the American Association for Long Term Care Insurance. According to the Association, 25% of long term care insurance applications from people 60 to 69 were declined in 2012. For applicants from 70 to 79, the decline rate grew to 44% last year, AALTCI reports. Contrary to what many consumers believe, long term care insurance was not affected by the Affordable Care Act (Obamacare). People must health qualify in order to get coverage, Slome notes. For more information, visit http://www.aaltci.org

Last Updated 01/19/2022

Arch Apple Financial Services | Individual & Family Health Plans, Affordable Care California, Group Medical Insurance, California Health Insurance Exchange Marketplace, Medicare Supplements, HMO & PPO Health Care Plans, Long Term Care & Disability Insurance, Life Insurance, Dental Insurance, Vision Insurance, Employee Benefits, Affordable Care Act Assistance, Health Benefits Exchange, Buy Health Insurance, Health Care Reform Plans, Insurance Agency, Westminster, Costa Mesa, Huntington Beach, Fountain Valley, Irvine, Santa Ana, Tustin, Aliso Viejo, Laguna Hills, Laguna Beach, Laguna Woods, Long Beach, Orange, Tustin Foothills, Seal Beach, Anaheim, Newport Beach, Yorba Linda, Placentia, Brea, La Habra, Orange County CA

12312 Pentagon Street - Garden Grove, CA 92841-3327 - Tel: 714.638.0853 - 800.731.2590
Copyright @ 2015 - Website Design and Search Engine Optimization by Blitz Mogul