Potentially millions of people may qualify for an exemption to the Affordable Care Act’s tax penalty for not having health insurance, including people whose homes have been foreclosed on or who are homeless, victims of domestic violence, people whose utilities have been turned off, and people who have had a family member die recently. The rules for an exemption are ambiguous, Avalere Health president Dan Mendelson said, and critics say the exemption rules gut the individual mandate. Bloomberg (3/14)