The Insured Rate Has Grown Slightly

Eighty-two percent of people 65 and under had health insurance in 2011 compared to 81.5% in 2010. That half a percent increase is notable because there have only been increases in the rate of the insured during five years since 1994, according to an Employee Benefit Research Institute Issue Brief.  The issue brief is based on EBRI estimates from the Census Bureau.

However, employment based health benefits for the nonelderly population declined from a peak of 69.3% in 2000 to 58.4% in 2011. At the same time, public program health coverage expanded in 2011, accounting for 22.5% of the nonelderly population.

Six percent to 7% had individual coverage in 2011 — a rate that has remained relatively steady since 1994. Due to high unemployment rates, the nation is likely to see an erosion of employment-based health benefits when the data for 2012 are released next year.

According to the EBRI brief, some employers that believe in the business case for providing health benefits, may rethink its value, especially if unemployment remains high or if employers determine that the health reform legislation provides viable alternatives. For more information, visit

Last Updated 06/29/2022

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