Uninsured with Pre-Existing Conditions Still Not Sure About Purchasing Coverage

Almost seven in 10 uninsured Americans with pre-existing conditions have not decided whether to purchase health insurance, according to a report by InsuranceQuotes.com. The Affordable Care Act will allow people with pre-existing conditions to purchase health insurance at no extra cost in 2014. The ACA mandates that all Americans have health insurance next year or pay a fine.

However, only 18% of uninsured Americans with pre-existing conditions are definitely planning to purchase health insurance (12% before Jan. 1 and 6% after that date). Fourteen percent are planning to remain uninsured while the others are undecided. Thirty-seven percent of the uninsured population has a pre-existing condition.

Laura Adams, senior insurance analyst of InsuranceQuotes.com said, “Many observers are worried that healthy Americans won’t sign up for health insurance next year. This research suggests that we should also be worried about unhealthy Americans failing to enroll.”

The report also found that 85% of Americans don’t think consumers have received enough education about Obamacare. Sixty-nine percent say they don’t feel that they have enough information to understand how the law will affect their finances. For more information, visithttp://www.insurancequotes.com.

Last Updated 11/25/2020

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