Temporary ‘Short-Term’ Health Insurance


Temporary or “Short-Term” health insurance coverage lasts from 30 days to twelve months. The total length of coverage cannot exceed twelve months with a single carrier. To get additional coverage you have to switch carriers or have a six-month gap between policies.
   

For people that are:
In between jobs or laid off
Graduated from college
Waiting for group coverage to take effect
Waiting for individual coverage to be approved
Coming off your parents plan
Traveling
Plans Cover:
Doctors Services
Hospital Charges
Prescription Drugs
X-rays & Lab Tests
Durable Medical Equipment

Plans usually have a choice of several deductibles and all the benefits are subject to the deductible. After the deductible is satisfied the plan has a percentage you pay (i.e. you pay 20% and the plan pays 80%). You pay this percentage until you reach a maximum out of pocket limit and then the carrier pays 100% of all the rest of the covered expenses.

These plans can sometimes be used as alternatives for people that have problems that prevent them from getting individual coverage.

 

Last Updated 08/09/2023

Arch Apple Financial Services | Individual & Family Health Plans, Affordable Care California, Group Medical Insurance, California Health Insurance Exchange Marketplace, Medicare Supplements, HMO & PPO Health Care Plans, Long Term Care & Disability Insurance, Life Insurance, Dental Insurance, Vision Insurance, Employee Benefits, Affordable Care Act Assistance, Health Benefits Exchange, Buy Health Insurance, Health Care Reform Plans, Insurance Agency, Westminster, Costa Mesa, Huntington Beach, Fountain Valley, Irvine, Santa Ana, Tustin, Aliso Viejo, Laguna Hills, Laguna Beach, Laguna Woods, Long Beach, Orange, Tustin Foothills, Seal Beach, Anaheim, Newport Beach, Yorba Linda, Placentia, Brea, La Habra, Orange County CA

12312 Pentagon Street - Garden Grove, CA 92841-3327 - Tel: 714.638.0853 - 800.731.2590
Email:
Jay@ArchApple.com
Copyright @ 2015 - Website Design and Search Engine Optimization by Blitz Mogul